700+ Credit Plan

Description

Credit repair refers to the process of improving an individual’s creditworthiness by addressing inaccuracies, errors, or negative items on their credit report. This process involves identifying any discrepancies on the credit report, such as incorrect personal information, outdated accounts, or items that are not yours, and disputing them with the credit bureaus.

Credit repair can also involve negotiating with creditors to remove negative items from the credit report, such as late payments, collections, or charge-offs, in exchange for payment or other arrangements. Additionally, individuals can work on building positive credit history by making timely payments, keeping credit card balances low, and diversifying their credit accounts.